Our insurance policies
An insurance policy with the Overseas Social Security always includes at least the basic package (the 'General Scheme'). You can extend this basic package according to your preferences, with our supplementary insurance policies Medical Care and/or Workplace accidents. The supplementary insurance policy Workplace accidents has a further option Accidents in private life.
General Scheme General Scheme
Our protection closely adheres to the Belgian mandatory social security scheme:
- You build up a pension
- You receive benefits in case of incapacity for work, disability and maternity leave
- We reimburse your medical expenses according to the RIZIV rates, from a certain age and a minimum of 16 years of contribution payments
Medical care Medical care
Get your medical expenses reimbursed from the moment you affiliate.
For medical expenses in Belgium:
- As an individual: RIZIV rates
- Affiliated via employer: up to a maximum of 100% of the bill
For medical expenses abroad:
- 75% reimbursement for RIZIV expenses
- no annual limit
- also for dependent family members
Workplace accidents and Accidents in private life Workplace accidents and Accidents in private life
Opt solely for Workplace accidents insurance, or combine it with the Accidents in private life insurance. They provide cover for:
- medical costs
- transportation costs
- repatriation costs
- incapacity for work
Let’s make sure we’re still connected
Choose the digital route
You need to have access to our online services from all over the world. We are eager to provide you all the documents you need as soon and secure as possible. That is why we advise you to find out how to Activate your digital keys and Activate your My eBox account, so you have access to all the paperwork you need, even when on long distance. Read more in the document All you need to do for an optimal digital service.
Keep us posted
Report any change in your personal or professional situation.
Inform us on any changes in your address, bank data, e-mail address, employer or whatever other change. Are you returning to Belgium? Let us know! Why? Because all these changes can impact your affiliation and the cover provided. And because we can be of better service if we are in on the aforementioned changes in your life. Check more on this in the document What if there is a change in your personal or professional situation?.
Make a simulation for your pension and your contributions
Use our simulator to calculate the contribution you need to make to receive to the pension you wish to have. Or conversely, enter a contribution and see what pension it generates for you.